UK’s Best Acca Insurance Betting Sites & Offers 2021

When betting online, there is nothing worse than missing out on a win by the finest of margins. This is enhanced yet further when accumulator bets are placed. As such acca insurance offers were created in an attempt to soften the blow.

When such an offer is in play, punters will get their money back if their acca loses by just one pick. This really is a win-win situation for betting customers, with an increasing number of bookies having introduced such promotions of late. This page will deliver the best betting sites for accumulator insurance, along with the best acca insurance offers available online today.

Top 10 Acca Insurance Betting Sites

  • Bookmaker
  • Acca Insurance Offer
  • Features
  • Claim Free Bet
#1 UK ACCA Bookmaker

Free Bet Up to £25 if Your 5+ Acca Loses By a Single Leg

  • Acca insurance offer caters for fans of US sports
  • Easy to use sportsbook on desktop and mobile
  • Excellent bookie for live sports betting
Visit SiteOur score: 9.8

Money Back as a Free Bet if One Leg of Your 4+ Acca Loses

  • Home of the money back special
  • Daily price boosts
  • 30+ different sports markets
Visit SiteOur score: 9.8

Money Back as a Free Bet Up to £10 if One Leg of Your 5+ Acca Loses

  • Host of ongoing promotions available
  • Acca insurance offer covers all sports markets
  • Competitive odds
Visit SiteOur score: 9.7

Free Bet Up to £20 if One Leg Loses in Your 5+ Acca

  • Combined odds of just 3/1 required to qualify for acca insurance offers
  • Generous welcome offer
  • Daily specials available
Visit SiteOur score: 9.6

Free Bet Up to £20 if One Leg of Your 5+ Acca Loses

  • Hugely experienced bookie
  • Realistic terms and conditions surrounding promotions
  • Huge number of sports markets available
Visit SiteOur score: 9.5

Free Bet Up to £25 if One Leg of Your 4+ Acca Loses

  • Welcome offer caters well for beginners
  • Live streaming of many sporting events
  • 50+ sportsbook markets found
Visit SiteOur score: 9.5

Up to £10 Free Bet if Your Your 5+ Acca Loses by a Single Leg

  • Large number of in-play markets
  • Build-a-Bet feature
  • Cash out available on most sports markets
Visit SiteOur score: 9.3

 £10 in Free Bets On 5+ Acca Bets Losing by One Leg

  • Daily bet boosts
  • 30+ sports markets available
  • Easy to use sportsbook site
Visit SiteOur score: 9.3

How We Pick the Best Acca Insurance Bookies

We leave no stone left unturned when recommending our favourite bookies. Having thoroughly tested some of the leading betting sites, we rank them based on the following factors:

  • Safety – No matter what type of betting site we are reviewing, safety is always the no.1 priority. As a result, punters can rest assured that they are operating on nothing but secure and reliable platforms. 
  • Markets – The best accumulator insurance bookies offer a host of markets, covering all international and regional sporting events. Whether it be football betting markets, horse racing, eSports or even politics in which you are looking to bet on, our recommended bookies have you covered. 
  • Odds – No matter whether you are placing a single or accumulator bet, bookies should offer odds that make it appealing for punters. This is especially important when it comes to accumulator insurance offers, due to the terms and conditions involved.
  • Terms & Conditions – Speaking of terms and conditions, punters must meet certain requirements in order to require for a potential refund or free bet. As such, conditions surrounding minimum odds, free bet expiry time, number of picks and available markets should cater for the masses. 
  • Mobile – Punters should qualify for acculator insurance offers whether bets are placed on desktop or mobile. Top bookies make wagering on the go easy, with sites having been fully optimised for a variety of devices. Some even offer dedicated betting apps
  • Support – Whether you have a question regarding an accumulator insurance offer or need support for a technical issue, the best bookies offer customer service around the clock.

What is an Acca Insurance Offer?

Acca Insurance OffersWhat is acca insurance? It is a promotion offered by an increasing number of bookies. This tool can be used by punters when placing accumulator sports bets, with a refund or free bet being delivered in the event of just one of your picks letting you down. Such offers have already saved customers a large amount of cash.

Depending on the bookie, punters will be in a position to earn up to a certain amount when meeting the qualifying demands. 5 team acca insurance is available on most betting sites, however some bookies require just 4 selections.

So, for those who regularly place acca bets, this insurance style offer is well worth taking advantage of. 

Top ACCA Insurance Offers This Month

How Do Acca Insurance Offers Work?

Bookies operate differently when it comes to accumulator insurance offers. Firstly, punters must take into account the number of selections required in order to qualify. 4 or 5-fold accumulator bets are the most common, however this can differ slightly with some operators. Meanwhile, minimum odds requirements are also likely to be in place. Each selection must meet a certain price, while the total odds must also be equal to or above a set amount. This is likely to be around 1/3 for each leg and 4/1 for the total acca price. Finally, punters will receive their stake back, up to a set amount, either as a full refund or free bet in most cases. This varies significantly, however it is normally anywhere between £10 and £50. The following are some examples of how such offers work:

Example 1: 

You place an accumulator bet worth £10 on both teams to score in four English Premier League football matches. The first three matches go to plan, with all six teams finding the back of the net. However, in the final game, the game ends 1-0, meaning that the acca ultimately loses. However, as a result of meeting the acca insurance qualifying conditions, you will receive your stake back in the form of a free bet. This £10 free bet will then be available on a sports market of your choice for the next 7 days. 

Example 2:

You are looking to win big by backing six NBA teams to win their respective games over the weekend with a stake of £50. Five of the teams win, however the other loses, meaning that your acca is unsuccessful. With your bookies acca insurance promotion only refunding bets worth up to a maximum of £25, you will receive half of your stake back as cash. 

what is acca insurance

How Do the Best Acca Insurance Betting Sites Compare

As we have already mentioned, bookies operate differently when it comes to acca insurance offers. Here are the most important aspects of our recommended bookies:

Bookmaker Picks# Min Odds  Sports Go to site
PaddyPower 4 1/5 per leg All sports markets Visit Paddy Power
Betfred 5 1/3 per leg Selected football leagues Visit Betfred
888Sport 5 3/10 per leg MLB, MLS, NFL, NBA and NHL Visit 888Sport
BoyleSports 5 1/2  All sports markets Visit BoyleSports
10Bet 4 2/5 per leg All sports markets Visit 10Bet
William Hill 5 1/5 per leg All sports markets Visit William Hill
Coral 4 3/1 & 1/9 per leg Football Visit Coral
Ladbrokes  5 3/1 & 1/10 per leg Football Visit Ladbrokes
Bwin 5 1/5 per leg Football Visit Bwin
BetVictor 5 4/1 Football Visit BetVictor


Our Recommended ACCA Insurance Bookmaker of 2021

  • Bookmaker
  • Welcome Bonus
  • Features
  • Claim Free Bet
#1 UK ACCA Bookmaker

Free Bet Up to £25 if Your 5+ Acca Loses By a Single Leg

  • Acca insurance offer caters for fans of US sports
  • Easy to use sportsbook on desktop and mobile
  • Excellent bookie for live sports betting
Bet NowOur score: 9.8

How to Claim Your Acca Insurance Offer

You should by now have a good understanding of how to take advantage of such offers. However, the following is a step by step guide for punters to use when looking to qualify for such insurance:


Lat bet

Deposit funds to your sports betting account using your preferred payment method

Add Selections


Add selections to your bet slip, before selecting the accumulator option. Keep in mind the number of picks that must be added in order to qualify for acca insurance.

Place Bet

Back a bet

Stake your chosen amount. Remember that bookies only offer refunds and free bets up to a set amount.

Bottom Line on Acca Insurance Offers

Accumulator insurance has been one of the greatest offer types to hit online bookies over recent years. Those who have placed acca bets in the past are likely to have already benefited from them. Whether a refund or free bet offer is received, punters receive a second chance through these offers. Along with other promotions, they can help betting customers in minimising losses. Our recommended bookies are nothing but 100% safe, while also scoring highly in a number of other areas. So, be sure to check them out for yourself, before backing a variety of your favourite teams and players from the world of sport.


What are the benefits of acca insurance offers?

The main benefit is that punters are in with a chance of earning their stake back in the event of their acca bet losing. Betting customers are effectively insured against just one piece of bad luck or near miss going against them. Refunds are paid out in either cash or free bets in most cases.

Are there minimum odds requirements surrounding acca insurance offers?

The simple answer is yes. Most bookies state in their terms and conditions that odds per leg of at least 1/5 must be met. Meanwhile, total odds for all selections must generally also meet a certain price, around 4/1. This is to stop punters placing acca bets on a number of firm favourites.

Why do bookies offer acca insurance?

Accumulator betting is now hugely popular. Many punters place such bets in the hope of winning large amounts of money. Bookies have recognised this, with acca insurance encouraging loyalty and offering further incentive.

When does my acca bet qualify for a refund or free bet?

Acca insurance is generally triggered when qualifying bets lose by just one leg. This is the case if the minimum selections and odds have been met, while picks are made from qualifying markets too.

What is the difference between a refund and free bet?

Bookies offering acca insurance will either offer a full cash refund or a free bet. Those receiving a refund will be able to automatically withdraw such funds, as well as investing money on a future bet. However, punters earning a free bet through acca insurance must use this money to place another bet, usually within the next 7 days. As a result, a cash refund is seen as more valuable.'

About James Fuller

James is a freelance writer who specialises in the world of sports and iGaming, producing engaging and accurate content for online publications, including news articles, reviews, press releases and social media marketing.